In Low Common England Pre paid funeral plans can have plenty of advantages over standard funeral services., but what exactly do they consist of? And how are they better than a normal service plan?
Ultimately this kind of funeral service allows you to have complete control over your own ceremony and crucially they mean you can pay for your funeral in advance. Which is great for you as these kind of costs have been rising year on year. Not only do these costs usually rise every year, but crucially they historically have risen significantly higher than inflation.
There is definitely an economic benefit to prepaid funeral plans, but what are the other benefits of using a service like this?
Adequately first of all, you can choose whether to pay straight away or by monthly installments, making the costs slightly more manageable for you. However, it would also be worthy to note that you should look carefully into the small print and working of any payment plan, so you don’t end up disappointed or having to pay additional charges. Some plans do not have all costs accounted for, especially if you would like a burial service included in your plan.
Check carefully through the full details of your prepaid funeral plans before signing it. Another thing to be careful of are the cancellation fees. Make sure you understand fully the payment plan and other parts of the agreement before signing, as the cancellation fee may be astronomical!
If you can afford it, then paying a one-fee would be preferable as in the long-run this will be more cost effective. Paying monthly will cost slightly more due to administration fees and interest. Like wise, longer monthly pay plans will be more expensive than shorter term monthly plans.
There really are two main ways you can purchase your prepaid funeral plans. You can either make your purchase from a dedicated prepaid service provider or usually you can buy similar plans from a local funeral directors. When you purchase make sure they provide all the services you will require, as I mentioned beforehand, any subsequent additional charges may be very steep.
Specified aspects of your funeral such as a church service, limousine for use and a chapel of rest may not be included in the pre-payment options. It’s also worthy note that some funeral directors may have a limit on the distance they are prepared to travel to collect the deceased.
In conclusion prepaid funeral plans can be a very good option, especially if you’re looking to get the payments out the way in a single lump sum, or in affordable monthly payments. However always remember to have a thorough read through of the agreement and double-check with the funeral service plan providers to see what services and benefits they include in the plan you have agreed to pay for. Doing this will ensure that no other additional charges will be heaped upon you once you’ve paid your plan off, it will also mean that you’ll avoid disappointment and a pretty big deal!
Many funeral obituary homes require payment within one week following the service. It is for this reason that prepaid funeral programs are a suitable solution.
The minute you arrange for prepaid funeral plans, you can not only set aside the costs for your potential service sans the increased rate of inflation, but you can alleviate the burden of planning and paying for a service from your loved ones. You can set up your plan long ahead of time, with a service exactly how you want it. No longer will your loved ones be faced with deciding whether to cremate or bury you, whether to have a memorial service or not, or even what flower arrangements to select; you can do all of that ahead of time and save friends and family from the aggravation during what will surely be a difficult time for them with prepaid funeral plans.
Constantly remember to have a thorough read through of the agreement and double-check with the funeral plan providers to see what benefits and services they include in the plan you have agreed to pay for. When you arrange for prepaid funeral plans, you can not only set aside the costs for your potential service sans the increased rate of rising cost of living, but you can alleviate the burden of planning and paying for a service from your loved ones. No longer will your loved ones be faced with deciding whether to cremate or bury you, whether to have a memorial service or not, or even what flower arrangements to select; you can do all of that ahead of time and save good friends and family from the trouble during what will surely be a difficult time for them with prepaid funeral plans.